One team compares options from multiple carriers for every part of your life on and off the road. Pick where you want to start.
Carriers we shop your policy with
Example: one request, start to finish · sample data
Choose a service or let Jeema help you find the right solution.
I just got my MC number and my first truck. I need insurance before my first load next week.
Our specialists review your information, confirm requirements, and explain the next steps.
Get insurance quotes, complete paperwork, or move ahead with your selected services.
Covered
“You’re covered and ready to haul. Your certificates are on the way to your broker.”
Auto liability, cargo and physical damage in place. One specialist kept for renewals and questions.
Request → review → compare → decide → covered. Illustrative only: coverage, pricing and timing depend on underwriting.
Prefer to talk it through? Call 888-533-6233
From one truck to a growing fleet, we put together the coverage brokers, shippers and lenders ask for, and compare it across carriers.
Required
To keep your authority active
Pays for injuries and property damage you cause to others while operating your truck. It’s the policy brokers check before they hand you a load.
Your freight
Often required by brokers
Covers the load in your care if it’s damaged, lost or stolen in transit. Without it, a single claim comes out of your pocket.
Your rig
Tractor & trailer
Repairs or replaces your tractor and trailer after a collision, fire, theft or weather damage. Lenders usually require it on financed equipment.
Off the road
Docks, yards, offices
Covers claims from your business operations when the truck isn’t the cause, like an incident at a shipper’s dock or in your yard.
You, the driver
For owner-operators
Medical and lost-income protection if you’re hurt on the job. Motor carriers often require it for leased-on owner-operators.
Your drivers
For fleets with employees
Covers medical costs and lost wages for employee drivers and staff injured at work. Required by most states once you have employees.
Higher limits
For bigger contracts
Extra liability limits that sit above your core policies, often needed for larger shippers and contracts.
Tell us about your truck, your lanes and your contracts. We’ll call you and put the right package together.
A business owner’s policy (BOP) bundles the core protection most small businesses need. Add what fits your business on top, and keep it all with one team.
What a BOP bundles
The core
Liability · property · income
One policy that bundles general liability, commercial property and business income, often for less than buying them separately.
Your team
Required with employees
Pays medical bills and lost wages if an employee is hurt at work. Most states require it once you hire.
Your data
Hacks & data breaches
Helps with the costs of a data breach or cyberattack, like recovering systems and notifying customers.
Your advice
Errors & omissions (E&O)
Covers claims that a mistake or oversight in your professional services cost a client money.
Extra limits
Above your other policies
Adds liability limits on top of your BOP and other policies, for bigger claims and bigger contracts.
Tell us what you do and how many people work with you. We’ll call you and map out the right mix.
The same team that covers your truck and your business can look after your home and your family’s health.
Protects your house, your belongings and you, if someone is hurt on your property.
Health coverage for you and your family, explained in plain language and compared side by side.
Straight answers about truck, business, home and health insurance. Don’t see yours? Ask us.
Your USDOT and MC numbers if you have them, your driver’s license and driving history, details for each truck and trailer (year, make, VIN), the type of freight you haul and where you run, and any current or past insurance. If anything else is needed, we’ll tell you.
For most for-hire carriers hauling general freight across state lines, the federal minimum is $750,000. Many brokers and shippers ask for $1,000,000, and hazmat and some other commodities require more. We match your limits to your authority and your contracts.
Yes. New authorities can be insured. Options and pricing depend on your experience, your equipment and what you haul, so we shop carriers that write new ventures and walk you through what’s available.
The insurance filing that keeps your authority active is submitted by the insurance company. We coordinate it with the carrier for you, so your authority isn’t held up waiting on paperwork.
Once your policy is active, just tell us who needs the certificate. We send it to your broker, shipper or lender on request.
A BOP bundles general liability, commercial property and business income into one policy. Some risks need their own coverage, such as commercial vehicles, workers’ compensation and professional liability, and we can add those alongside it.
Most states require workers’ compensation once you have employees, but the rules differ from state to state. We’ll check what applies to your business and where you operate.
Yes. We can quote your home insurance alongside your truck and business coverage, so one team knows your whole picture.
Yes. We help individuals, families and self-employed drivers compare health plans in plain language, including doctors, costs and coverage.
Yes. Insurance quotes are free and there’s no obligation. Jeema’s DOT and business registration services have their own service fees, which are listed on our homepage.
English, Spanish, Russian and Georgian, by phone or in person at our Brooklyn office.
Tell us what you need covered. A Jeema specialist will compare options and walk you through them.
